Quick help
FAQ
Last updated: 2026-10-16
Click a question to see the answer. Questions are grouped into sections by topic — more questions and answers will be added over time.
1 Getting Started
How do I install Miracle Wallet on my phone?
Miracle Wallet is available as an app for both iOS and Android, as well as a web version for desktop. Search for "Miracle Wallet" in the App Store or Google Play and install it like any other app. Then open the app and log in with an account you already have, such as Facebook, Instagram, Gmail or Apple ID. You don’t need to create or write down a recovery phrase (seed phrase) to get started. Once logged in, you can view and manage your Nodes, claim commissions, manage your PNIC and MIRX tokens, and make withdrawals directly in the app.
Do I need a seed phrase to use Miracle Wallet?
No. Miracle Wallet is built to be easy to get started with, even if you’ve never used cryptocurrency before, and relies on social login instead of a traditional seed phrase. If you want to understand what a seed phrase is and why other wallets (such as MetaMask) require one, see our Glossary & Definitions.
What can I do in Miracle Wallet?
Miracle Wallet is the hub of the ecosystem. There you can view and manage your Nodes, claim commissions, manage your PNIC and MIRX tokens, make withdrawals and swaps, and handle both fiat and crypto payments — all in one place.
2 Tokens & The Ecosystem
What is the Miracle ecosystem?
The Miracle ecosystem consists of several businesses and technical solutions within digital payments, cryptocurrencies and blockchain. These include:
- Miracle Pay – payment solutions for cryptocurrencies.
- Miracle Cash & More – services for buying, selling and exchanging cryptocurrencies.
- Miracle Chain – blockchain infrastructure and related features.
- Digital assets and tokenization of real-world assets (RWA).
The parts are meant to work together and create usage, transactions and revenue within the ecosystem. You can find the companies’ own documents on the White Papers page.
What is PNIC?
PNIC is Miracle Chain’s own gas/utility token. It’s used to pay the network’s transaction fees ("gas fees") and is, among other things, the token your daily Node payouts are paid in.
PNIC has a market price that can change significantly over time. The fact that a token is used in the ecosystem does not mean its future value is guaranteed. You can read more about PNIC in the Phoenic white paper on the White Papers page.
What is MIRX?
MIRX is Miracle Chain’s governance and revenue token, with a total supply of 100 million tokens. By staking MIRX, you can participate as a Guardian Node and receive a share of the network’s gas revenue.
MIRX is linked to the Guardian and blockchain functions of Miracle Chain. MIRX also has a market price that can change, and its functions and tokenomics are described in the Miracle Chain white paper on the White Papers page.
What is the difference between a Pay Node and a Guardian Node?
A Pay Node is linked to Miracle Pay and generates daily payouts, including in PNIC. A Guardian Node is instead activated by staking MIRX in a smart contract, and receives a share of the network’s gas fees. Both are managed through Miracle Wallet and the Nodes’ own dashboards.
What is Energy Token?
Energy Token is a digital asset that has been presented in connection with the tokenization of real-world assets (RWA) – that is, assets or economic rights linked to the physical world.
Its exact functions, rights, issuer and any redemption options need to be assessed based on the token’s current official documentation. No such document is available on our White Papers page yet.
Why does the price of PNIC change?
Cryptocurrency prices are affected by supply, demand, liquidity, market sentiment and selling pressure, among other things. PNIC has seen significant price changes since it was introduced.
Increased use of the ecosystem may affect demand for its tokens, but it is not possible to say that this will lead to any particular price development.
Why are Node rewards paid in several different tokens?
The payout model has evolved over time. According to information given to Node owners, rewards could be withdrawn in PNIC or USDT during an early period, after which PNIC became the main token. More digital assets have been added since, including MIRX and Energy Token.
The purpose of these changes has been described as avoiding concentrating all token payouts in a single asset. According to the communicated model, the nominal dollar value per Node has stayed the same even as the split between tokens has changed.
You can see the current split in your Bellatorlife dashboard. Always check how you can trade each token as well.
Can I sell my tokens and withdraw money?
The short answer is: yes, you can. But how, where and at what price depends on several things – which exchanges support each token, how much liquidity there is and the rules that apply in your country. PNIC has been traded on external crypto exchanges, but trading options and availability can change.
So check current trading pairs, withdrawal options, fees and any geographic restrictions before you sell. A balance with a stated dollar value on a platform is not the same as cash you are guaranteed to be able to withdraw.
Want to see how a withdrawal can work step by step? The guide From USDT on Avalanche in MetaMask to USDC in Revolut shows an example.
Where can I read more about the terms used in the ecosystem?
We gradually add explanations of common terms — such as PNIC, MIRX, staking and gas fee — on our Glossary & Definitions page.
3 Staking & Claiming
How do I stake my PNIC (Phoenic)?
PNIC is the network’s gas token and is primarily used for transaction fees rather than being staked directly. What is staked in the ecosystem today is MIRX: connect your wallet to the MIRX Staking Dashboard, choose a lock period (30, 60 or 90 days — longer locks earn a higher reward weight), enter how much MIRX you want to stake, and confirm the transaction in your wallet. You’ll then earn ongoing rewards in both MIRX and PNIC.
How do I claim my PNIC (Phoenic)?
Daily PNIC payouts from your Nodes are claimed on the Nodes’ claim page (CPU Node Claim) once you’ve connected your wallet. Rewards from MIRX staking are instead claimed directly in the MIRX Staking Dashboard using the "Claim All Rewards" button.
Where do I find my returns from my Pay Nodes?
Your daily Node payouts are shown and claimed on the Nodes’ claim page (CPU Node Claim) once you’ve connected your wallet. If you also have a historical allocation or vesting schedule tied to your account, that’s shown separately in the MIRX Vesting Dashboard.
How often can I claim my rewards?
This varies slightly between products. In the MIRX Vesting Dashboard, you can claim once every 24 hours — your tokens keep vesting as usual in the meantime, so nothing is lost by waiting. The Nodes’ daily payouts and MIRX staking rewards can normally be claimed whenever you like.
4 Buying a Node
What is a Miracle Pay Node?
A Miracle Pay Node is a digital asset in the form of an NFT (Non-Fungible Token). According to the Miracle Pay Node Whitepaper v2.0, each Node represents a share of the computing capacity described within Miracle Switch, the ecosystem’s model for handling transactions and distributing rewards.
The Node is linked to a reward model in which Node owners can be allocated digital tokens. Unlike NFTs that represent digital art, the purpose of a Pay Node is to take part in a technical and financial ecosystem.
Source: Miracle Pay Node Whitepaper v2.0, page 26.
How do I buy a Node?
Log in to your account on the Bellator Life website and click "Packages" in the left-hand menu. Choose the product or Node you want to buy and click "Buy". You can then choose to pay with cryptocurrency via MiraclePay (several currencies to choose from, no extra fee) or with a card (a 10% fee applies to card payments). Once your payment is confirmed, your purchase is complete.
What payment options are available when buying a Node?
You can pay with cryptocurrency via MiraclePay — including BTC, ETH, USDT, BNB, SOL and AVAX — with no extra fee, or with a credit card, which carries a 10% fee. If you have earned commissions, you may in some cases be able to use them toward the purchase instead.
I just bought a Node — how long until it shows up?
After a confirmed payment, it can take some time before the Node is distributed and appears in your wallet, especially during larger batch distributions to many buyers at once. If an unusually long time has passed without the Node appearing, contact 24/7 support and they’ll help you verify your purchase.
What do I legally own when I buy a Node?
A Pay Node is an NFT, meaning an identifiable digital asset. According to the white paper, the Node represents a share of the computing capacity within Miracle Switch and is linked to the ecosystem’s reward model.
An NFT does not, however, automatically mean that you own shares in a company, have a guaranteed claim or are entitled to any specific future payout. Your rights, and which company is your contractual counterparty, are determined by the terms you accept when you buy and by applicable law. Read the terms carefully before you buy.
5 Rewards
How is the Node reward model structured?
According to the Miracle Pay Node Whitepaper v2.0, the model is linked to two revenue channels:
- Miracle Pay – transaction fees from payments processed through the payment solution.
- Miracle Cash & More – transaction fees from crypto exchange and connected exchange offices.
The white paper describes a model in which a share of the net revenue from each channel is to be distributed among Node owners, with specific levels and conditions for Miracle Pay. This describes the company’s intended revenue distribution – the actual outcome depends on the businesses’ revenue and the applicable terms.
Source: Miracle Pay Node Whitepaper v2.0, pages 28–29.
How much does a Node pay?
A Node has a communicated daily allocation that is stated as a USD value and paid out in digital tokens. You can see the current allocation in your Bellatorlife dashboard.
This is a nominal value – it does not mean that the corresponding amount in cash lands in your bank account every day. What you can actually realize depends on token prices, liquidity, trading fees and which exchanges you can use. Past allocations are no guarantee of future rewards.
Where do Node rewards come from?
According to information communicated to Node owners, the company has funded rewards with its own capital during the early development phase. The long-term business model is intended to be based on revenue from payments, crypto exchange and other services in the ecosystem.
How much of the payouts are funded by actual business at any given time can only be assessed with verified financial reporting, and it should not be assumed without evidence.
Do I have to recruit others to receive Node rewards?
No. According to the described Node model, owning a Node is separate from the opportunity to work with sales and network building. You do not need to recruit anyone to be covered by the Node’s reward model.
There are separate commission opportunities for those who actively work with marketing and sales, but Node rewards and sales commissions should not be confused.
What is the difference between Node rewards and network commission?
Node rewards are linked to owning a Node and the reward model that applies to it.
Network commission is compensation for sales and marketing work under a separate commission system.
A person’s total income may include both. When assessing a Node, keep rewards from your own Node separate from income from active sales.
What future forecasts have been presented for the Nodes?
The company has on various occasions presented forecasts for how the Nodes’ daily rewards could develop. We do not reproduce the forecast figures here, since they are the company’s own estimates and not guaranteed payouts.
The outcome depends on future business development, transaction volumes, revenue and other factors. Forecasts should never be seen as promises of future returns.
6 Companies & Partnerships
What does the partnership with Ingenico mean?
Ingenico is an established provider of payment terminals and payment technology. Miracle Pay is listed in Ingenico’s Partner Solution Gallery, with Europe as its market and food & beverage, hospitality and retail as industries. The aim is for Miracle Pay to be usable through compatible payment terminals.
A listing or technical integration does not, however, mean that all terminals use Miracle Pay or that all connected merchants generate transactions. Assessing the commercial development requires data on active merchants, completed transactions and actual revenue.
What does the partnership with zerohash mean?
zerohash provides infrastructure for crypto-related financial services. In August 2026, zerohash announced a partnership with Miracle Pay to enable stablecoin payments for merchants in the US (press release). According to the press release, Miracle Pay handles merchant onboarding and payment acceptance, while zerohash handles conversion, custody, liquidity, transaction monitoring and settlement.
The partnership is an important technical prerequisite for the services in the US, but does not in itself mean that any particular transaction volume or revenue level has been reached.
How many merchants use Miracle Pay today?
The company has communicated targets for how many merchants are to be connected. It is important to distinguish between planned connections, registered merchants and merchants that actually process payments.
As long as there is no current, verified reporting, we do not present any figures on active merchants or transaction volumes as established facts.
Is Miracle Pay or MetaTerra publicly listed?
Miracle Pay is part of MetaTerra Holdings, Inc., whose shares trade on the US OTC market (OTC Pink) under the ticker MTHI. OTC trading is not the same as a listing on Nasdaq or the New York Stock Exchange.
A share in MetaTerra Holdings, a Miracle Pay Node and a crypto token are different assets with different rights and risks. The fact that the parent company’s shares trade on the OTC market does not mean that Node rewards are guaranteed or that the business model has been reviewed by an exchange.
Is there an independent audit or review of the revenue?
Technical partnerships, white papers and management presentations provide information about the structure and development of the business, but they do not replace independently audited financial reports.
Verifying actual revenue, transaction volumes and how Node rewards are funded requires such documentation. On the Independent Sources page we collect external information you can check for yourself.
7 Risks
Is a Pay Node a risk-free investment?
No. Risks include, among other things:
- Changes in token prices and market liquidity.
- Delays in technical development and commercial expansion.
- Lower transaction revenue than expected.
- Changes to reward models and contract terms.
- Regulatory and legal changes.
- Losing part or all of the amount invested.
Always make your own assessment and never invest more than you can afford to lose.
What happens if a company in the ecosystem runs into financial trouble?
All investments in digital assets involve risk. The fact that an NFT is registered on a blockchain does not mean that the underlying business or future rewards are protected against financial problems.
What rights a Node owner has in, for example, a bankruptcy depends on contracts, legal structure and applicable law. Do not assume that you have the same rights as a shareholder or a secured lender.
8 Support & Security
I can’t find my Node or my tokens in the dashboard — what do I do?
This doesn’t automatically mean the allocation is lost. Common causes include an older wallet address still being linked to your account, or a purchase not yet being mapped to the correct wallet. Contact 24/7 support and provide your purchase information (for example your purchase email or account ID, package details, and your old and current wallet addresses), so they can reconcile your details against both Bellator’s records and the blockchain.
Will support ever ask for my seed phrase or private key?
No, never. Support may need things like your wallet address, screenshots or purchase information to verify your case, but will never ask for your seed phrase or private key. Never share these with anyone.
Where can I find official information and channels?
Official links to websites and social channels are collected on our Links page. Stay alert to scam attempts and only trust information from official channels.
Why can’t I open bellatorlife.com or log in to v2?
Usually it isn’t Bellator but a security filter blocking the site by mistake – for example an internet filter or browsing protection at your operator, a filter in your router or the web protection in your antivirus software. Common signs are that your browser warns that the connection is not private, that the site doesn’t load at all or that the login keeps spinning. First try a different connection (e.g. mobile data instead of Wi-Fi). You’ll find step-by-step instructions in the guide Can’t access Bellatorlife? How to fix blocking, which is also available as a PDF.
Want to learn more?
You’ll find more material about the ecosystem here on the site:
- White Papers – the companies’ official documents, including the Miracle Pay Node Whitepaper v2.0.
- Links – the companies’ websites and official channels.
- Independent Sources – external information you can check for yourself.
Have more questions? Go through the current documentation and, if needed, ask the company responsible for additional information.
Information and risk warning
The content on this page is general information and education. It is not personal financial advice and no guarantee of future results.
Information about rewards, revenue models and technical solutions is based on the companies’ published or communicated information, unless otherwise stated. Where information has not been independently verified or features are still under development, this is stated in the answer.
Digital assets can change significantly in value and can be difficult to sell. Past payouts and forecasts are no guarantee of future returns.
You are responsible for assessing risks, contracts and available documentation before making any investment decision. Please also read our Disclaimer.
